How much financial autonomy should you give an AI agent? The answer is simpler than most people think.Documentation Index
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The Pocket Money Philosophy
Think of funding an agent wallet like giving pocket money. You put in what’s appropriate for the task — not your entire portfolio. The agent operates autonomously within that scope. If something goes wrong, you lose the pocket money, not everything. This is deliberately simpler than:- Complex policy engines that require extensive configuration before your agent can do anything
- Role-based permission systems that add integration overhead and maintenance burden
- Multi-approval workflows that defeat the purpose of autonomous operation
How to Think About Funding
Start small. Always. Fund what you need for the immediate task, see how the agent performs, and increase as you gain confidence. Match funding to the task. A research agent that buys API access needs $10–50. A trading agent running a strategy might need $500. An enterprise payment agent might need more. Let the task dictate the amount. Refill rather than pre-fund. It’s better to add $100 five times than to deposit $500 upfront. Each refill is a checkpoint — a moment to review what the agent did with the previous funds.Setting Constraints
Balance Is the Primary Constraint
The amount in the wallet is the most powerful constraint you have. It’s:- Enforced by the blockchain — the agent literally cannot spend more than what’s in the wallet
- Immediately effective — no configuration, no policy language, no deployment
- Transparent — you can check the balance at any time via any block explorer
- Universal — works the same regardless of which interface the agent uses
Progressive Trust
- Small real funds — Fund with $10–50. Verify the agent does what you expect.
- Working amount — Once you trust the behavior, fund what the use case actually needs.
- Scale up — Increase funding as the agent proves itself over time.
Trust Patterns by Use Case
| Use Case | Suggested Funding | Constraints | Wallet Level |
|---|---|---|---|
| Testing and exploration | Test tokens (free) | None — let it experiment | EOA |
| Agent buying API access | $10–50 | Fund per session | EOA |
| Bot making small purchases | $100–500 | Refill periodically | EOA |
| Agent with recurring tasks | $500–2,000 | Review activity weekly | EOA |
| Multi-agent deployment | Per-agent budgets | Individual funding per agent | EOA |
| Higher-value production | Task-appropriate | Consider Smart Account for added controls | Smart Account |
| Enterprise with approval needs | Custom | Granular permissions, multi-party control | Delegated |